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As a Credit Officer, you will be responsible to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
✓ Review loan requests
✓ Assess clients’ financial status
✓ Evaluate creditworthiness and risks
✓ Contact clients to gather financial data and documentation
✓ Analyze risks and approve or reject loan requests
✓ Calculate financial ratios (e.g. credit scores and interest rates)
✓ Set up payment plans
✓ Maintain updated records of loan applications
✓ Follow up with clients about loan renewals
✓ Monitor progress of existing loans
✓ BSc in Banking and Finance, Economics or related field
✓ Proven work experience as a Credit Officer, Loan Officer or similar role
✓ Hands-on experience with lending procedures and products
✓ Ability to create and process financial spreadsheets
✓ Strong analytical skills
✓ Customer service experience
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