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As a Credit Manager, your responsibility includes evaluate clients’ creditworthiness and approve/reject loan requests. More about this role:
✓ Research and evaluate clients’ creditworthiness
✓ Create credit scoring models to predict risks
✓ Approve or reject loan requests, based on credibility and potential revenues and losses
✓ Calculate and set interest rates, negotiate loan terms with clients, and monitor payments
✓ Maintain records of loan applications and follow up with clients to manage debt settlements and loan renewals
✓ Develop, review and update our company’s credit policies
✓ BSc in Accounting, Economics, Banking and Finance or relevant field
✓ Proven work experience as a Credit Manager, Credit Analyst or similar role
✓ Hands-on experience with accounting software
✓ Solid understanding of lending procedures
✓ Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
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