Job Description
Credit Analyst

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Credit Analyst
Responsibilities include:

As a Credit Analyst, you will be responsible to determine our customers’ creditworthiness. More about this role:

✓ Analyze & evaluate applicant status to determine feasibility of granting loans.
✓ Approve loans within specified mandate.
✓ Alert management on any fraud or changing consumer trend.
✓ Discuss with related function about any new trend of credit applications or changing the approval rates
✓ Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
✓ Carefully analyse data and produce clear and objective reports
✓ Routinely monitor loans for compliance

Requirements:

✓ BS degree in Business, Statistics or related field
✓ Proven working experience as a credit analyst
✓ Strong analytical and planning skills;
✓ Up to date with legal, compliance and market risk related issues
✓ Ability to analyze cash flows, leverage, collateral and customer strength
✓ Strong communication and presentation skills
✓ Proficiency in statistical packages and financial software

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